Summary of FEMA Relief for Polk County

Polk County has now been added to the list of counties that are eligible for disaster relief from FEMA.  Individuals in Polk County can get recovery support and disaster assistance.  For help, you will need the following information:

·        SSN

·        Daytime telephone number

·        Current Mailing Address

·        Address of Damaged Property

·        Insurance Information

Information is available at 1-800-621-FEMA and www.DisasterAssistance.gov.

What Specific Help is Available?

Individuals and Households Program

Covers temporary housing and rental assistance, home repairs or replacement, and other needs not covered by your homeowner’s insurance because of hurricane Irma.  It does not have to be repaid.  It will not cover items covered by your homeowner’s insurance.  If you do not have homeowner’s insurance, this program may provide assistance.  Also, if you are underinsured, this program may help you.  Decisions are based on need. 

Mortgage Help

You may qualify for help with your mortgage depending upon your specific circumstances and your lender.  Federal mortgage agencies such as Fannie Mae, Feddie Mac, and FHA have programs available for very specific circumstances.  Examples include: suspending foreclosure sales for 90 days, forbearances, and temporary suspensions or reductions of mortgage payments for up to 6 months.  Call your lender and let them know you are in Polk County and request relief because of Hurricane Irma to see if you qualify. 

Long-term Shelter

If you need long-term shelter because of damage to your home, you may be eligible for Transitional Shelter Assistance.  You must register through FEMA.

Unemployment

If you have lost your job because of Irma, unemployment assistance may be available once you have applied for and used all regular unemployment benefits from a state or do not qualify for unemployment benefits.  This benefit also applies if you were injured because of Irma. 

Business Recovery Center

If you have a small business and need help recovering from Irma, representatives are available to discuss federal loans that can help small businesses recover.  Thus far one has not opened in Florida, like they have in Texas, but be on the lookout for one by doing google searches and watching the news. 

 

9.0Heather Bryan